The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfill our obligations to protect your privacy. "Personal information" refers to the nonpublic financial information obtained by Merit Wealth Management, LLC (hereinafter "The Firm") in connection with carrying out its services.

Information We Collect
The Firm collects personal information as part of our relationship to you, to provide client services and fulfill legal and regulatory requirements. The type of information The Firm collects may include:

Information The Firm receives from you on forms (such as name, address, Social Security number, assets and income);
Information you provide The Firm directly about your personal finances or personal circumstances or which The Firm may receive from brokerage statements or other information you authorize The Firm to receive.

Information Disclosed In Administering Products and Services
The Firm will not disclose personal information about current or former clients to non-affiliated third parties except as permitted or required by law. The Firm does not sell any personal information about you to any third party. The Firm will not disclose personal information without your authorization, except as required or permitted by law.

Procedures to Protect Confidentiality and Security of Your Personal Information
The Firm has procedures in place that limit access to personal information to those employees who need to know such information in order to perform business services. The Firm educates our employees on the importance of protecting the privacy and security of confidential personal information.
The Firm will update its policy and procedures when necessary to ensure that your privacy is maintained and that The Firm conducts business in a way that fulfills our commitment to you. If The Firm makes any material changes in its privacy policy, we will make that information available to clients through our Web site and/or other communications.